Aside from letting you know about fantastic sales, I also want to give you some practical tips about how to hold on to those hard earned dollars. I have a great example from today that I want to share with you. For some this is a no-brainer, for others it will be fantastic information.
I don't know if you have heard of Mint.com but it's a great way to track your money. Today I got a notice from Mint.com that I was charged two $12 fees on my savings account. Whaaaaat?!??! Now here's the tip. Instead of just ignoring the notice I called my bank to ask what it was for. Apparently I had too many transfers from my savings account. I asked for the fee to be waived and was quickly denied. Boooo..... It could have ended there but I asked to speak to a supervisor who looked at my account and saw that I haven't had any fees in the past 12 months, and he was happy to reverse BOTH charges.
It never ever hurts to ask for a fee to be waived. Worst case scenario, they say no. Best case scenario, you get your money back!
I've been using PageOnce on my iPhone and it can be set for the same type of notices! Did you know that most banks have a policy of "forgiving" overdraft charges once a year regardless of the reason? A phone call can accomplish amazing things!
ReplyDeleteA phone call CAN accomplish amazing things. Put on your sugary voice (which isn't always easy) and be extra nice to the person who's helping you!
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